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First Time Home Buyer                                 Reverse Mortgage

Jumbo Mortgage                                             FHA Loans

Investment Property                                      Home Equity Loans

Construction Loans                                        Mixed Use Loans

Condo/Co-op Loans                                      Cash Out Refinance  

                            Contact us at 718-726-8181

Now that interest rates are at a low, buying a house is easier than ever. Even if your credit isn’t something to be proud of, you can still buy a house. Regardless of your economic situation, we can structure a loan specifically for you.

Buying a house for the first time?

Buying a home for the first time is an important part of someone’s life. This is going to be your home for the next few years, maybe even for the rest of your life. You don’t want to be stuck making high interest payments when you don’t have to.

Need to lower your interest rate or consolidate your debt?

For those of you that already own houses, now is also the time to take that high interest rate and get a new low rate. Or if bills have become a problem, debt consolidation may be the answer.

Bad Credit?

We also have programs for those with not so good credit and also for those with bad credit.

Call us for a free consultation.

We offer ourselves to you at your convenience.

We can be reached from 10 am- 7 pm daily at:  (718)-726-8181

Location: 34-03 Broadway, Astoria, NY 11106






9 Responses to Home

  1. Not to hijack this thread, but I’m interested in seeing if I can have a short sale and I don’t know how to find a good, local realtor… have you ever heard of this realtor? They’re listed in the city of sacramento, near my son’s school and I can’t find reviews on them – Becky Lund & Associates – Sacramento Realtors, 8814 Madison Avenue #2 Fair Oaks, CA 95628 (916) 531-7124

  2. john says:

    Im looking to buy a second home in fla. Its a condo selling for 800K. I want to put down 400K. My problem is that I only show I make 160K even though I make allot more. Im self employed with a good CPA. I have a bank account with an average balance of 700K. Would you consider a mortgage for me without me giving up my first born and understanding the type of borrower I am????

  3. Jim Nicolopoulos says:

    Short sales as an option for those underwater does make sense if handled correctly. We have had folks come in trying to refinance for lower rates trying to make payments in order to not lose their homes and avoid foreclosure but simply could not get a rate that would have made it even remotely possible to keep up with payments. Well then a short sale would be the best option. If done properly it leaves you debt free and does not destroy your credit rating for years. It lets you start over quickly and get into good financial shape fast enough so that you could have your own home again in a couple of years instead of decades. Just beware though that handled wrong it could be as bad as bankruptcy. We do have experience in short sales and have helped out many people in distress. If you are interested please call the office to see if we can help but remember we are only licensed in the great state of New York.

  4. Edward Hovatter says:

    My wife and I own a penthouse in Center City Phila., PA, which we own without a mortgage. The unit cost was $625,000 and has probably increased to $650,000. We are looking for either a stated income HELOC or cash out in the amount of $250,000.

    • Jim Nicolopoulos says:

      I’m sorry we aren’t licensed outside of the state of NY. If you are looking for a HELOC you should first try the banks you actually keep funds in first. otherwise I recommend trying a local mortgage broker to see what’s available in your area.

  5. Olivia Green says:

    My question is about one of your ex-managers. Have ever a manager named Carlos Cervantes worked in your office? And if so, does he still work for you or he quitted? Do you know what company does he work for now? Thank you

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